Paying Cash vs. Financing a Hyundai Santa Fe

If your heart is set on the Hyundai Santa Fe, you can look forward to a reliable ride with a wide range of standard safety features, a comfortable cabin, and impressive gas mileage. It offers excellent value in every trim level, so the next question you have to ask yourself is “How do I plan to pay for it?”

The most common ways to pay are cash up front and financing via auto loan. Both choices offer their own benefits, and the right option for you hinges on your personal preferences and circumstances. Let’s take a look at the details of each payment method to see which one is best suited to your situation.

Benefits of Paying Cash for Your Santa Fe

Setting your savings aside can pay off when it’s time to buy a new vehicle, and paying for the Santa Fe up front with cash is as simple and easy. You just hand us the cash, we hand you the keys, and it’s all yours. With the special offers and incentives available at Tuscaloosa Hyundai, you might even drive home with some cash left over. Without any loan details to keep track of, payment plans to follow, or interest rates to think about, you can cruise through Tuscaloosa in the Santa Fe free and clear.

Benefits of Financing Your Santa Fe

If you would prefer to finance your Santa Fe over time through an auto loan, we can put you in the best position possible at Tuscaloosa Hyundai. Our team of financial experts will do everything we can to help you get approved for a budget-friendly payment plan.

Drivers often opt for financing if they don’t want to pay the full amount for their vehicle all at once. Financing your Santa Fe would spread your payments out over a period of months or years. The auto loan is also a practical way to build your credit. Making consistent loan payments on time can help you mend a rough history and put you in a better financial position going forward.

If both of these options sound appealing, you can combine the two by paying a certain amount with cash and financing the remainder of the cost. This will lower the loan’s monthly payments while also cutting down the time that it would take to pay off the vehicle.

Find the Santa Fe at Tuscaloosa Hyundai

Whether you want to pay cash or finance your purchase, you’re bound to save when you shop at Tuscaloosa Hyundai! Feel free to browse our selection online to see great prices on the Santa Fe and many other fine Hyundai vehicles. When you want to see the Santa Fe up close, come by the dealership for a test drive. While you’re speaking with our staff, we can help you determine which payment option works best for you.

Tuscaloosa Hyundai 33.171383, -87.487678.