Gap Protection protects your credit and your investment.

The true market value of a vehicle often decreases more rapidly than the amount owed leaving a gap in coverage. Did you know that in the event your vehicle is a total loss, your primary automotive insurance may not provide enough money to pay it off or replace it?

The current value of your vehicle and the pay-off owed on that vehicle are in no way related!

Every year, over 8 million vehicles are totaled in events such as collision, theft, and natural disasters. Very often, your insurance settlement is thousands of dollars less than what you still owe on your auto loan?
Why? It is due to conservative insurance settlements, longer-term loans, higher costs for new and used vehicles, interest fees, and the use of accelerated depreciation schedules.

If catastrophe strikes, you are responsible for the difference between the insurance value of your car and your outstanding loan balance. YOU could end up paying thousands of dollars out of your own pocket for the difference on a car that you no longer own.

Now you can obtain Gap Protection for a few dollars a month and protect your investment and your credit rating. That's protection you can use! A totaled vehicle should not create a financial hardship, cost you out of pocket money, or reduce your ability to replace your vehicle.

Most automoible insurance companies and credit unions do not offer Gap Protection. In most cases, you can only get Gap Protection when financing through Tuscaloosa Hyundai.